News and work comp tips
Ingress and egress
Are injuries while entering and leaving work compensable?
Aponte named EVP
The promotion went into effect in September 2025
SFM Foundation
Fall fundraisers planned in Iowa, Minnesota

Keeping workers safe
Our mission:
Inspiring safer workplaces
by protecting workers from harm
and helping the injured recover
by protecting workers from harm
and helping the injured recover
The SFM difference
Top insurer
- 35,000+ policyholders
- 95+% customer retention
Work comp experts
- Experienced, local staff
- Specializing in workers’ comp
Service and strength
- Focused on service & relationships
- AM Best A- (Excellent) rating

From the resource catalog
Penguin poster
Winter is around the corner; remember to walk like a penguin
Work comp guide
How to manage workers’ comp claims and prevent injuries
Safety orientation
Use this step-by-step guide to train employees in safety on the job