Trust the experts in workers’ compensation insurance

Customer-owned. Safety-focused. Partner you can count on.

News and work comp tips

Preventing strains and sprains webinar

Ingress and egress

Are injuries while entering and leaving work compensable?

 

Amanda Aponte

Aponte named EVP

The promotion went into effect in September 2025

SFM Foundation logo

SFM Foundation

Fall fundraisers planned in Iowa, Minnesota

Video on how SFM focuses on safety and strives to keep employees safe

Keeping workers safe

Our mission:

Inspiring safer workplaces
by protecting workers from harm
and helping the injured recover

The SFM difference

Top insurer

  • 35,000+ policyholders
  • 95+% customer retention

Work comp experts

  • Experienced, local staff
  • Specializing in workers’ comp

Service and strength

  • Focused on service & relationships
  • AM Best A- (Excellent) rating

From the resource catalog

Do the penguin shuffle poster

Penguin poster

Winter is around the corner; remember to walk like a penguin

Workers' compensation employer guide

Work comp guide

How to manage workers’ comp claims and prevent injuries

Safety Orientation Success Guide resource

Safety orientation

Use this step-by-step guide to train employees in safety on the job